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95% Jumbo Home Loan Mortgage


Coast2Coast Mortgage is a leading provider of Jumbo mortgage loans. Our specialty is 5 percent down jumbo loans on purchase prices up to one million dollars. The main areas we service indicated in Blue on this map:


Our Jumbo loans are loans where the balance of the loan is greater than $625,000 the conventional loan limit in most areas. Our jumbo loan programs have very similar underwriting guidelines to a regular conventional mortgage loan. Our loan originators are very familiar with these programs and the differences in the programs. We can help you pick the right jumbo mortgage to fit your needs.


Jumbo Purchase, cash out, and rate and term mortgage refinance highlights:

  • Jumbo loans to 96.5% financing with No mortgage insurance on primary residences to $1.5 Million!!
  • Jumbo loans to 95% financing with No mortgage insurance on primary residences to $1.75 Million!!
  • Cash out or rate and term refinance to 95% CLTV with no mortgage insurance
  • Single loan to 95% financing or 2 loan piggy back loans to 95% CLTV. Piggyback loan has the option of 2 fixed rate loans or a fixed rate loan and a HELOC second mortgage
  • Second home or Vacation homes to 85% financing on loan amounts up to $1,500,000
  • 5% down jumbo mortgage loans start with credit scores as low as 680
  • If you have credit scores below 680 please contact us through our quick contact form as we may be able to help you with alternative options
  • 5% down loans require 12 months reserves. We also have zero reserves on loans under $2,000,000 with 10.1% down
  • Only owner occupied homes qualify for 5% down loans
  • Fixed rate and ARM loans are available
  • Debt ratios as high as 45% allowed