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Clay Scruggs

  • Sr. Mortgage Loan Advisor
  • NMLS: 202104
  • (615) 967-7824
  • (615) 967-7824
  • (615) 825-0025
  • 9050 Cypress Green Drive Suite 403
  • Jacksonville, FL 32256

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

How Do You Know That Fixer-Upper is a Dream --Or a Money Pit!
How Do You Know That Fixer-Upper is a Dream --Or a Money Pit!
Sep 20 2023   first time buyer first home first mortgage home loan apply for a first home loan
You might have heard about the allure of fixer-upper homes. They come with a promise of potential and an opportunity to create your dream space. But, before you commit, let's figure out if that fixer-upper is a hidden gem or a money pit in... Read More
Exploring the World of Multifamily Homes: Your Path to Real Estate Wealth
Exploring the World of Multifamily Homes: Your Path to Real Estate Wealth
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Have you ever wondered about the benefits of living in or investing in multifamily homes? Well, you're in the right place! Multifamily homes, also known as multidwelling units (MDUs), offer a unique and versatile housing option that's worth... Read More
Student Loan Payments Resuming October: How Stay on Track to Your Homeownership
Student Loan Payments Resuming October: How Stay on Track to Your Homeownership
Sep 7 2023   first time buyer first home first mortgage home loan apply for a first home loan
In the next few weeks, millions of borrowers who've been catching a break from those student loan payments for over three years will have to start repaying them --and many of these borrowers may not feel entirely prepared for this change. In fact,... Read More
From Bargain Hunting to Home Buying: 4 Savvy Tips to Smart Homebuyers
From Bargain Hunting to Home Buying: 4 Savvy Tips to Smart Homebuyers
Aug 23 2023   first time buyer first home first mortgage home loan apply for a first home loan
If you're a dedicated bargain hunter who refuses to pay full price, the idea of buying a home at or above the asking price might send shivers down your spine. You're accustomed to meticulously comparing options before making a move – and when... Read More